/* אופק ייעוץ פיננסי — v3: bold navy + sunrise orange, heavy Heebo, app-card hero */
:root {
  --navy: #0b1633;
  --navy-2: #15244d;
  --navy-3: #22356a;
  --orange: #ff6a3d;
  --amber: #ffb23f;
  --grad: linear-gradient(120deg, #ff5a3c 0%, #ff8a3d 50%, #ffb23f 100%);
  --sky: #e9eeff;
  --sky-2: #d4ddfb;
  --blue: #7f9cff;
  --paper: #f5f6fb;
  --white: #ffffff;
  --ink: #0b1633;
  --ink-2: #4a5577;
  --ink-3: #8a93ad;
  --green: #1fbf7a;
  --line: rgba(11, 22, 51, 0.1);
  --sans: "Heebo", "Segoe UI", Arial, sans-serif;
  --hand: "Gveret Levin", cursive;
  --ease: cubic-bezier(0.22, 1, 0.36, 1);
  --pop: cubic-bezier(0.34, 1.5, 0.64, 1);
  --r: 30px;
  --wrap: 1260px;
}
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; overflow-x: clip; }
body { margin: 0; font-family: var(--sans); font-size: 1.08rem; line-height: 1.7; color: var(--ink); background: var(--paper); -webkit-font-smoothing: antialiased; }
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
h1, h2, h3 { font-family: var(--sans); font-weight: 800; line-height: 1.04; margin: 0; letter-spacing: -0.025em; }
p { margin: 0; }
ul, ol { margin: 0; padding: 0; list-style: none; }
:focus-visible { outline: 3px solid var(--orange); outline-offset: 3px; }
::selection { background: var(--amber); color: var(--navy); }
.wrap { width: min(100% - 40px, var(--wrap)); margin-inline: auto; position: relative; }
@media (min-width: 900px) { .wrap { width: min(100% - 96px, var(--wrap)); } }
.skip-link { position: absolute; right: 12px; top: -60px; background: var(--orange); color: var(--white); padding: 10px 16px; z-index: 100; border-radius: 99px; }
.skip-link:focus { top: 12px; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.grad-text { background: var(--grad); -webkit-background-clip: text; background-clip: text; color: transparent; }

/* ---------- Header ---------- */
.site-header { position: fixed; inset: 14px 0 auto 0; z-index: 50; }
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; gap: 20px; height: 68px; padding: 0 12px 0 10px; border-radius: 99px; color: var(--white); isolation: isolate; }
/* the glass sits on a pseudo-element: a backdrop-filter on .wrap itself would trap the fixed mobile menu inside the header */
.site-header .wrap::before { content: ""; position: absolute; inset: 0; z-index: -1; border-radius: inherit; background: rgba(11, 22, 51, 0.82); backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px); box-shadow: 0 16px 40px -24px rgba(0,0,0,0.6); opacity: 0; transition: opacity 0.4s var(--ease); pointer-events: none; }
.site-header.scrolled .wrap::before { opacity: 1; }
.menu-open .site-header .wrap::before { opacity: 0; }
.brand { display: flex; align-items: center; gap: 12px; padding-right: 8px; }
.brand svg { width: 42px; height: 42px; flex: none; }
.brand-name { font-size: 1.7rem; font-weight: 800; line-height: 1; letter-spacing: -0.02em; }
.brand-sub { display: block; font-size: 0.74rem; opacity: 0.7; margin-top: 3px; font-weight: 400; }
.nav { display: flex; align-items: center; gap: 30px; font-size: 1rem; font-weight: 500; }
.nav a:not(.btn) { opacity: 0.78; transition: opacity 0.3s; position: relative; padding: 6px 0; }
.nav a:not(.btn):hover, .nav a[aria-current="page"] { opacity: 1; }
.nav a[aria-current="page"]::after { content: ""; position: absolute; right: 0; left: 0; bottom: -2px; height: 3px; border-radius: 3px; background: var(--grad); }
.menu-toggle { display: none; }

/* ---------- Buttons ---------- */
.btn { display: inline-flex; align-items: center; gap: 12px; padding: 15px 28px; border-radius: 999px; font: 700 1.02rem var(--sans); border: 0; background: var(--grad); color: var(--white); cursor: pointer; transition: transform 0.4s var(--pop), box-shadow 0.4s var(--ease), filter 0.3s; box-shadow: 0 12px 28px -14px rgba(255, 106, 61, 0.9); }
.btn:hover { transform: translateY(-3px); box-shadow: 0 18px 34px -14px rgba(255, 106, 61, 0.95); filter: saturate(1.15); }
.btn-ghost { background: rgba(255,255,255,0.08); color: inherit; box-shadow: inset 0 0 0 1.5px rgba(255,255,255,0.35); }
.btn-ghost:hover { background: rgba(255,255,255,0.16); box-shadow: inset 0 0 0 1.5px rgba(255,255,255,0.6); }
.btn-dark, .btn-navy { background: var(--navy); color: var(--white); box-shadow: 0 12px 28px -16px rgba(11,22,51,0.8); }
.btn-dark:hover, .btn-navy:hover { box-shadow: 0 18px 34px -16px rgba(11,22,51,0.9); }
.btn-sun { background: var(--grad); }
.btn-white { background: var(--white); color: var(--navy); box-shadow: 0 12px 28px -16px rgba(0,0,0,0.5); }
.btn svg, .link svg { width: 18px; height: 10px; fill: none; stroke: currentColor; stroke-width: 2.2; transition: transform 0.4s var(--ease); }
.btn:hover svg, .link:hover svg { transform: translateX(-5px); }
.link { display: inline-flex; gap: 10px; align-items: center; color: var(--orange); font-weight: 700; }

/* ---------- Hero ---------- */
.hero { position: relative; background: var(--navy); color: var(--white); border-radius: 0 0 48px 48px; padding: 160px 0 120px; overflow: hidden; isolation: isolate; }
.hero::before { content: ""; position: absolute; inset: 0; background-image: linear-gradient(rgba(255,255,255,0.045) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,0.045) 1px, transparent 1px); background-size: 64px 64px; mask-image: radial-gradient(ellipse at 30% 40%, #000 20%, transparent 70%); -webkit-mask-image: radial-gradient(ellipse at 30% 40%, #000 20%, transparent 70%); z-index: -2; }
.hero .wrap { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: 56px; align-items: center; }
.hero-badge { display: inline-flex; align-items: center; gap: 10px; padding: 7px 16px 7px 10px; border-radius: 99px; background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.14); font-size: 0.94rem; font-weight: 500; margin-bottom: 28px; }
.hero-badge i { width: 22px; height: 22px; border-radius: 50%; background: var(--grad); display: grid; place-items: center; }
.hero-badge i svg { width: 12px; height: 12px; stroke: var(--white); stroke-width: 3; fill: none; stroke-linecap: round; stroke-linejoin: round; }
.hero h1 { font-size: clamp(3rem, 6.6vw, 6rem); font-weight: 900; line-height: 1; }
.hero-lead { margin-top: 26px; max-width: 31em; font-size: 1.2rem; color: rgba(255,255,255,0.74); }
.hero-actions { margin-top: 36px; display: flex; gap: 12px; flex-wrap: wrap; }
.hero-stats { margin-top: 46px; display: flex; gap: 36px; flex-wrap: wrap; }
.hero-stats div { font-size: 0.95rem; color: rgba(255,255,255,0.62); }
.hero-stats b { display: block; font-size: 2.1rem; font-weight: 800; color: var(--white); line-height: 1.1; letter-spacing: -0.02em; }

/* the app stack */
.stack { position: relative; height: 540px; }
.sun { position: absolute; width: 440px; height: 440px; border-radius: 50%; background: var(--grad); left: 50%; top: 52%; transform: translate(-50%, -50%); filter: blur(0.5px); box-shadow: 0 0 120px 20px rgba(255,106,61,0.35); animation: sunrise 1.8s var(--ease) both; }
.sun::after { content: ""; position: absolute; inset: -40px; border-radius: 50%; border: 1px solid rgba(255,178,63,0.35); }
@keyframes sunrise { from { transform: translate(-50%, -30%) scale(0.85); opacity: 0; } to { transform: translate(-50%, -50%); opacity: 1; } }
.card { position: absolute; background: var(--white); color: var(--ink); border-radius: 26px; box-shadow: 0 34px 70px -28px rgba(0,0,0,0.6); }
.card-main { inset: 60px 40px auto 30px; padding: 26px 26px 20px; animation: cardin 1.2s var(--ease) 0.3s both; }
@keyframes cardin { from { transform: translateY(30px); opacity: 0; } to { transform: none; opacity: 1; } }
.cm-top { display: flex; justify-content: space-between; align-items: center; font-size: 0.9rem; color: var(--ink-3); }
.cm-top .pill { background: rgba(31,191,122,0.12); color: var(--green); font-weight: 700; padding: 3px 10px; border-radius: 99px; direction: ltr; }
.cm-value { font-size: 2.6rem; font-weight: 800; letter-spacing: -0.03em; line-height: 1.1; margin-top: 6px; direction: ltr; text-align: right; }
.spark { width: 100%; height: 130px; margin-top: 10px; display: block; }
.spark .ln { fill: none; stroke: url(#gHero); stroke-width: 3.5; stroke-linecap: round; stroke-linejoin: round; stroke-dasharray: 900; stroke-dashoffset: 900; animation: draw 2.2s var(--ease) 0.9s forwards; }
.spark .ar { fill: url(#gHeroArea); opacity: 0; animation: fadein 1.2s var(--ease) 1.8s forwards; }
@keyframes draw { to { stroke-dashoffset: 0; } }
@keyframes fadein { to { opacity: 1; } }
.cm-tabs { display: flex; gap: 6px; margin-top: 12px; font-size: 0.82rem; font-weight: 600; color: var(--ink-3); direction: ltr; justify-content: flex-end; }
.cm-tabs span { padding: 4px 10px; border-radius: 99px; }
.cm-tabs .on { background: var(--navy); color: var(--white); }
.chip-card { display: flex; align-items: center; gap: 12px; padding: 14px 18px 14px 20px; font-weight: 600; font-size: 0.96rem; animation: chipin 0.9s var(--pop) both, bob 7s ease-in-out 3s infinite; }
@keyframes chipin { from { transform: translateY(20px) scale(0.9); opacity: 0; } to { transform: none; opacity: 1; } }
@keyframes bob { 0%,100% { translate: 0 0; } 50% { translate: 0 -10px; } }
.chip-card small { display: block; font-weight: 400; color: var(--ink-3); font-size: 0.8rem; }
.chip-card i { width: 38px; height: 38px; border-radius: 12px; display: grid; place-items: center; flex: none; background: var(--sky); }
.chip-card i svg { width: 20px; height: 20px; stroke: var(--navy); stroke-width: 2.2; fill: none; stroke-linecap: round; stroke-linejoin: round; }
.chip-1 { top: 0; right: 0; animation-delay: 1.4s, 3s; }
.chip-1 i { background: rgba(31,191,122,0.14); }
.chip-1 i svg { stroke: var(--green); }
.chip-2 { bottom: 34px; left: 0; animation-delay: 1.7s, 3.6s; }
.donut { width: 44px; height: 44px; transform: rotate(-90deg); flex: none; }
.donut circle { fill: none; stroke-width: 7; }
.chip-3 { bottom: -6px; right: 30px; background: var(--navy-2); color: var(--white); animation-delay: 2s, 4s; border: 1px solid rgba(255,255,255,0.12); }
.chip-3 i { background: var(--grad); }
.chip-3 i svg { stroke: var(--white); }
.chip-3 small { color: rgba(255,255,255,0.6); }

/* ---------- Sections ---------- */
.section { padding: 120px 0; }
.sec-title { font-size: clamp(2.4rem, 4.8vw, 4rem); }
.sec-head { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 60px; align-items: end; margin-bottom: 54px; }
.sec-head p { color: var(--ink-2); max-width: 30em; }
.sec-head.center { grid-template-columns: 1fr; text-align: center; justify-items: center; gap: 16px; }
.sec-head.center p { max-width: 36em; }
.dark { background: var(--navy); color: rgba(255,255,255,0.78); }
.dark h2, .dark h3 { color: var(--white); }
.dark .sec-head p { color: rgba(255,255,255,0.68); }

/* trust strip */
.creds { padding: 44px 0 0; }
.creds .wrap { display: flex; justify-content: space-between; gap: 18px 36px; flex-wrap: wrap; color: var(--ink-2); font-weight: 600; }
.creds span { display: inline-flex; align-items: center; gap: 10px; }
.creds svg { width: 24px; height: 24px; stroke: var(--orange); fill: none; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }

/* why: bento */
.why { display: grid; grid-template-columns: repeat(4, 1fr); grid-auto-rows: minmax(210px, auto); gap: 18px; }
.why .tile { border-radius: var(--r); padding: 30px 28px; background: var(--white); display: flex; flex-direction: column; gap: 10px; transition: transform 0.5s var(--pop); }
.why .tile:hover { transform: translateY(-5px); }
.why .tile h3 { font-size: 1.6rem; }
.why .tile p { color: var(--ink-2); font-size: 1rem; }
.why .ico { width: 52px; height: 52px; border-radius: 16px; display: grid; place-items: center; background: var(--sky); margin-bottom: 6px; }
.why .ico svg { width: 26px; height: 26px; stroke: var(--navy); stroke-width: 1.9; fill: none; stroke-linecap: round; stroke-linejoin: round; }
.why .big { grid-column: span 2; grid-row: span 2; background: var(--grad); color: var(--white); justify-content: flex-end; position: relative; overflow: hidden; }
.why .big::before { content: ""; position: absolute; width: 340px; height: 340px; border-radius: 50%; border: 2px solid rgba(255,255,255,0.3); top: -120px; left: -100px; }
.why .big::after { content: ""; position: absolute; width: 200px; height: 200px; border-radius: 50%; background: rgba(255,255,255,0.16); top: -40px; left: -20px; }
.why .big .num { font-size: clamp(4.5rem, 9vw, 8rem); font-weight: 900; line-height: 0.9; letter-spacing: -0.04em; position: relative; }
.why .big h3 { font-size: 2rem; position: relative; }
.why .big p { color: rgba(255,255,255,0.9); font-size: 1.08rem; position: relative; max-width: 26em; }
.why .navy { background: var(--navy); color: var(--white); }
.why .navy p { color: rgba(255,255,255,0.7); }
.why .navy .ico { background: rgba(255,255,255,0.1); }
.why .navy .ico svg { stroke: var(--amber); }
.why .wide { grid-column: span 2; }

/* planner */
.planner { display: grid; grid-template-columns: 0.8fr 1.2fr; border-radius: 34px; overflow: hidden; background: var(--white); box-shadow: 0 40px 80px -50px rgba(11,22,51,0.5); }
.planner-controls { padding: 44px 40px; background: var(--navy); color: rgba(255,255,255,0.8); position: relative; overflow: hidden; }
.planner-controls::after { content: ""; position: absolute; width: 260px; height: 260px; border-radius: 50%; background: var(--grad); opacity: 0.25; filter: blur(30px); left: -90px; bottom: -110px; }
.planner-controls > * { position: relative; z-index: 1; }
.planner-controls h3 { font-size: 2.1rem; color: var(--white); margin-bottom: 4px; }
.planner-controls > p { color: rgba(255,255,255,0.55); font-size: 0.98rem; margin-bottom: 32px; }
.slider { margin-bottom: 30px; }
.slider-top { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 12px; }
.slider label { font-size: 1rem; font-weight: 500; }
.slider output { font-size: 1.45rem; font-weight: 800; color: var(--white); direction: ltr; letter-spacing: -0.02em; }
input[type="range"] { -webkit-appearance: none; appearance: none; width: 100%; height: 6px; background: linear-gradient(to left, var(--orange) var(--p, 50%), rgba(255,255,255,0.15) var(--p, 50%)); border-radius: 6px; outline: none; direction: rtl; }
input[type="range"]::-webkit-slider-thumb { -webkit-appearance: none; width: 24px; height: 24px; border-radius: 50%; background: var(--white); border: 6px solid var(--orange); cursor: grab; box-shadow: 0 0 0 6px rgba(255,106,61,0.2); }
input[type="range"]::-moz-range-thumb { width: 14px; height: 14px; border-radius: 50%; background: var(--white); border: 6px solid var(--orange); cursor: grab; }
input[type="range"]:focus-visible::-webkit-slider-thumb { box-shadow: 0 0 0 9px rgba(255,106,61,0.45); }
.planner-out { padding: 40px 40px 30px; display: flex; flex-direction: column; }
.out-row { display: flex; gap: 36px; flex-wrap: wrap; }
.out-row div span { display: block; font-size: 0.95rem; color: var(--ink-3); }
.out-row b { font-weight: 800; font-size: clamp(2rem, 3.8vw, 3.1rem); direction: ltr; display: inline-block; line-height: 1.1; letter-spacing: -0.03em; }
.out-row .plan b { background: var(--grad); -webkit-background-clip: text; background-clip: text; color: transparent; }
.chart { margin-top: 18px; flex: 1; min-height: 280px; position: relative; }
.chart svg { width: 100%; height: auto; overflow: visible; direction: ltr; }
.chart .grid line { stroke: var(--line); }
.chart .axis text { font: 500 12px var(--sans); fill: var(--ink-3); }
.chart .area { fill: url(#gArea); }
.chart .curve-plan { fill: none; stroke: url(#gLine); stroke-width: 4; stroke-linecap: round; }
.chart .curve-bank { fill: none; stroke: var(--blue); stroke-width: 2; stroke-dasharray: 6 6; }
.chart .dot { fill: var(--white); stroke: var(--orange); stroke-width: 4; }
.legend { display: flex; gap: 24px; font-size: 0.92rem; color: var(--ink-2); margin-top: 8px; font-weight: 500; }
.legend i { display: inline-block; width: 22px; height: 4px; background: var(--grad); vertical-align: middle; margin-left: 8px; border-radius: 2px; }
.legend .bank i { background: repeating-linear-gradient(to left, var(--blue) 0 5px, transparent 5px 9px); }
.fine { font-size: 0.82rem; color: var(--ink-3); margin-top: 14px; }

/* services bento */
.svc-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.svc { position: relative; border-radius: var(--r); background: var(--white); padding: 30px 28px; display: flex; flex-direction: column; gap: 10px; overflow: hidden; transition: transform 0.5s var(--pop), box-shadow 0.5s var(--ease); }
.svc:hover { transform: translateY(-6px); box-shadow: 0 28px 50px -30px rgba(11,22,51,0.45); }
.svc .ico { width: 54px; height: 54px; border-radius: 17px; display: grid; place-items: center; background: var(--sky); margin-bottom: 6px; }
.svc .ico svg { width: 26px; height: 26px; stroke: var(--navy); stroke-width: 1.9; fill: none; stroke-linecap: round; stroke-linejoin: round; }
.svc h3 { font-size: 1.7rem; }
.svc p { color: var(--ink-2); font-size: 1rem; }
.svc .go { margin-top: auto; padding-top: 14px; display: inline-flex; gap: 10px; align-items: center; color: var(--orange); font-weight: 700; font-size: 0.96rem; }
.svc .go svg { width: 18px; height: 10px; stroke: currentColor; fill: none; stroke-width: 2.2; transition: transform 0.4s var(--ease); }
.svc:hover .go svg { transform: translateX(-5px); }
.svc.photo { grid-row: span 2; padding: 0; justify-content: flex-end; color: var(--white); min-height: 440px; }
.svc.photo img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; transition: transform 1.2s var(--ease); }
.svc.photo:hover img { transform: scale(1.05); }
.svc.photo::after { content: ""; position: absolute; inset: 0; background: linear-gradient(to top, rgba(11,22,51,0.92), rgba(11,22,51,0.1) 60%); }
.svc.photo .body { position: relative; z-index: 1; padding: 30px 28px; display: grid; gap: 10px; }
.svc.photo p { color: rgba(255,255,255,0.8); }
.svc.photo .go { color: var(--amber); }
.svc.navy { background: var(--navy); color: var(--white); }
.svc.navy p { color: rgba(255,255,255,0.7); }
.svc.navy .ico { background: rgba(255,255,255,0.1); }
.svc.navy .ico svg { stroke: var(--amber); }
.svc.navy .go { color: var(--amber); }

/* journey (real sequence) */
.journey { display: grid; grid-template-columns: repeat(5, 1fr); gap: 16px; counter-reset: st; position: relative; }
.journey::before { content: ""; position: absolute; top: 34px; right: 40px; left: 40px; height: 3px; border-radius: 3px; background: linear-gradient(to left, var(--orange), var(--amber), rgba(255,178,63,0.2)); }
.stage { position: relative; background: var(--navy-2); border: 1px solid rgba(255,255,255,0.08); border-radius: 26px; padding: 76px 22px 24px; counter-increment: st; }
.stage::before { content: counter(st); position: absolute; top: 12px; right: 20px; width: 46px; height: 46px; border-radius: 50%; background: var(--grad); color: var(--white); display: grid; place-items: center; font-weight: 800; font-size: 1.2rem; box-shadow: 0 0 0 6px var(--navy); }
.stage .when { font-size: 0.86rem; font-weight: 600; color: var(--amber); }
.stage h3 { font-size: 1.45rem; margin: 6px 0 8px; }
.stage p { color: rgba(255,255,255,0.68); font-size: 0.97rem; line-height: 1.6; }

/* quote */
.quote-band { padding: 0 0 120px; }
.quote-band .wrap { background: var(--grad); border-radius: 44px; padding: 80px 70px; color: var(--white); position: relative; overflow: hidden; isolation: isolate; }
.quote-band .wrap::before { content: "״"; position: absolute; top: -60px; left: 40px; font-size: 22rem; font-weight: 900; line-height: 1; color: rgba(255,255,255,0.16); z-index: -1; }
.quote-band blockquote { margin: 0; max-width: 20em; font-size: clamp(1.9rem, 3.8vw, 3.2rem); font-weight: 800; line-height: 1.18; letter-spacing: -0.02em; }
.quote-band cite { display: flex; align-items: center; gap: 14px; margin-top: 30px; font-style: normal; font-size: 1rem; }
.quote-band cite b { font-family: var(--hand); font-weight: 400; font-size: 2.2rem; line-height: 1; }
.quote-band cite span { opacity: 0.85; }

/* advisors */
.advisors { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.advisor { background: var(--white); border-radius: var(--r); padding: 12px 12px 24px; }
.advisor figure { margin: 0; border-radius: 22px; overflow: hidden; aspect-ratio: 1 / 1; background: var(--sky); }
.advisor img { width: 100%; height: 100%; object-fit: cover; transition: transform 1s var(--ease); }
.advisor:hover img { transform: scale(1.04); }
.advisor h3 { font-size: 1.6rem; margin: 18px 12px 2px; }
.advisor .role { color: var(--orange); font-weight: 700; font-size: 0.94rem; margin: 0 12px; }
.advisor p { color: var(--ink-2); font-size: 0.98rem; margin: 8px 12px 0; }

/* page hero (inner pages) */
.page-hero { background: var(--navy); color: var(--white); border-radius: 0 0 48px 48px; padding: 180px 0 90px; position: relative; overflow: hidden; isolation: isolate; }
.page-hero::before { content: ""; position: absolute; width: 520px; height: 520px; border-radius: 50%; background: var(--grad); left: -140px; bottom: -300px; z-index: -1; box-shadow: 0 0 120px 20px rgba(255,106,61,0.3); }
.page-hero::after { content: ""; position: absolute; inset: 0; background-image: linear-gradient(rgba(255,255,255,0.04) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,0.04) 1px, transparent 1px); background-size: 64px 64px; mask-image: linear-gradient(to left, #000, transparent 80%); -webkit-mask-image: linear-gradient(to left, #000, transparent 80%); z-index: -2; }
.page-hero h1 { font-size: clamp(2.9rem, 6.4vw, 5.6rem); font-weight: 900; max-width: 13em; }
.page-hero p { margin-top: 24px; max-width: 36em; font-size: 1.18rem; color: rgba(255,255,255,0.72); }
.crumbs { font-size: 0.92rem; color: rgba(255,255,255,0.55); margin-bottom: 22px; }
.crumbs a { color: rgba(255,255,255,0.85); }

/* services detail */
.svc-detail { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 60px; align-items: center; padding: 26px; margin-bottom: 18px; background: var(--white); border-radius: 36px; scroll-margin-top: 100px; }
.svc-detail:nth-child(even) > .svc-media { order: 2; }
.svc-media { border-radius: 26px; overflow: hidden; aspect-ratio: 5 / 4; }
.svc-media img { width: 100%; height: 100%; object-fit: cover; }
.svc-detail > div:not(.svc-media) { padding: 20px 10px; }
.svc-detail h2 { font-size: clamp(2.2rem, 4vw, 3.3rem); margin-bottom: 18px; }
.svc-detail .who { display: inline-block; font-size: 0.92rem; font-weight: 700; color: var(--orange); background: rgba(255,106,61,0.1); padding: 5px 14px; border-radius: 99px; margin-bottom: 16px; }
.svc-detail p { color: var(--ink-2); }
.feat { margin-top: 24px; display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.feat li { padding: 12px 14px; background: var(--paper); border-radius: 14px; display: flex; gap: 10px; align-items: center; font-size: 0.98rem; font-weight: 500; }
.feat li::before { content: ""; flex: none; width: 20px; height: 20px; border-radius: 50%; background: var(--grad) ; -webkit-mask: radial-gradient(circle, #000 4px, transparent 5px); mask: radial-gradient(circle, #000 4px, transparent 5px); }

.fees { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; align-items: stretch; }
.fee { background: var(--navy-2); border: 1px solid rgba(255,255,255,0.08); border-radius: 30px; padding: 36px 32px; }
.fee.feature { background: var(--grad); border-color: transparent; color: var(--white); }
.fee h3 { font-size: 1.8rem; }
.fee .price { font-size: 3rem; font-weight: 900; letter-spacing: -0.03em; margin: 12px 0 6px; color: var(--white); }
.fee .price small { font-size: 1rem; font-weight: 400; color: rgba(255,255,255,0.65); letter-spacing: 0; }
.fee p { color: rgba(255,255,255,0.75); }
.fee.feature p, .fee.feature li, .fee.feature .price small { color: rgba(255,255,255,0.92); }
.fee ul { margin-top: 20px; }
.fee li { padding: 10px 0; border-top: 1px solid rgba(255,255,255,0.14); font-size: 1rem; }
.fee.feature li { border-color: rgba(255,255,255,0.3); }

/* about */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 70px; align-items: center; }
.split .media { border-radius: var(--r); overflow: hidden; aspect-ratio: 4 / 5; position: relative; }
.split .media img { width: 100%; height: 100%; object-fit: cover; }
.split h2 { font-size: clamp(2.3rem, 4.4vw, 3.6rem); margin-bottom: 22px; }
.split p { color: var(--ink-2); }
.split p + p { margin-top: 14px; }
.sig { font-family: var(--hand); font-size: 2.3rem; color: var(--orange); margin-top: 20px; line-height: 1.2; }
.figures { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.figure { background: var(--navy-2); border-radius: 26px; padding: 28px 26px; }
.figure:first-child { background: var(--grad); }
.figure b { display: block; font-weight: 900; font-size: clamp(2.8rem, 5vw, 4.2rem); line-height: 1; letter-spacing: -0.04em; color: var(--white); direction: ltr; text-align: right; }
.figure span { color: rgba(255,255,255,0.75); font-size: 1rem; display: block; margin-top: 12px; }
.principles { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.principle { padding: 32px 30px; background: var(--white); border-radius: 26px; display: grid; gap: 8px; }
.principle h3 { font-size: 1.7rem; }
.principle p { color: var(--ink-2); }

/* contact */
.contact-grid { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 50px; align-items: start; }
.form { background: var(--white); border-radius: 34px; padding: 44px; display: grid; grid-template-columns: 1fr 1fr; gap: 22px; box-shadow: 0 40px 80px -50px rgba(11,22,51,0.5); margin-top: -100px; position: relative; z-index: 2; }
.form h2 { grid-column: 1 / -1; font-size: 2.2rem; }
.field { display: grid; gap: 8px; }
.field.full { grid-column: 1 / -1; }
.field label, .field legend { font-size: 0.95rem; font-weight: 600; color: var(--ink-2); padding: 0; }
.field input, .field select, .field textarea { font: 400 1.04rem var(--sans); color: var(--ink); background: var(--paper); border: 2px solid transparent; border-radius: 16px; padding: 13px 16px; transition: border-color 0.3s, background 0.3s; }
.field textarea { min-height: 120px; resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--orange); background: var(--white); }
.chips { display: flex; flex-wrap: wrap; gap: 8px; border: 0; margin: 0; padding: 0; }
.chips label { cursor: pointer; }
.chips input { position: absolute; opacity: 0; }
.chips span { display: inline-block; padding: 9px 18px; border-radius: 999px; background: var(--paper); font-size: 0.96rem; font-weight: 600; transition: background 0.3s, color 0.3s; }
.chips input:checked + span { background: var(--navy); color: var(--white); }
.chips input:focus-visible + span { outline: 3px solid var(--orange); outline-offset: 2px; }
.form .btn { justify-self: start; }
.form-status { grid-column: 1 / -1; display: none; padding: 16px 20px; border-radius: 16px; background: rgba(255,178,63,0.18); }
.form-status.show { display: block; }
.form-status a { text-decoration: underline; font-weight: 700; }
.info { padding-top: 10px; }
.info h2 { font-size: 2rem; margin-bottom: 18px; }
.info dl { margin: 0; display: grid; gap: 10px; }
.info dl div { padding: 16px 20px; background: var(--white); border-radius: 18px; }
.info dt { font-size: 0.88rem; color: var(--ink-3); }
.info dd { margin: 2px 0 0; font-size: 1.08rem; font-weight: 600; }
.info .note { margin-top: 16px; padding: 22px 24px; border-radius: 22px; background: var(--navy); color: rgba(255,255,255,0.8); font-size: 1rem; }
.info .note b { color: var(--amber); }

/* FAQ */
.faq { display: grid; gap: 12px; }
.faq details { background: var(--white); border-radius: 22px; padding: 0 26px; transition: box-shadow 0.3s; }
.faq details[open] { box-shadow: inset 0 0 0 2px var(--orange); }
.faq summary { list-style: none; cursor: pointer; padding: 22px 0; display: flex; justify-content: space-between; align-items: center; gap: 20px; font-size: 1.22rem; font-weight: 700; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary i { flex: none; width: 36px; height: 36px; border-radius: 50%; background: var(--paper); position: relative; transition: transform 0.45s var(--pop), background 0.3s; }
.faq summary i::before, .faq summary i::after { content: ""; position: absolute; top: 50%; left: 50%; width: 13px; height: 2px; border-radius: 2px; background: var(--ink); transform: translate(-50%,-50%); }
.faq summary i::after { transform: translate(-50%,-50%) rotate(90deg); }
.faq details[open] summary i { transform: rotate(45deg); background: var(--grad); }
.faq details[open] summary i::before, .faq details[open] summary i::after { background: var(--white); }
.faq details p { padding-bottom: 24px; color: var(--ink-2); }

/* CTA */
.cta { padding: 0 0 120px; }
.cta .wrap { background: var(--navy); border-radius: 44px; padding: 90px 40px; text-align: center; color: rgba(255,255,255,0.75); position: relative; overflow: hidden; isolation: isolate; }
.cta .wrap::before { content: ""; position: absolute; width: 560px; height: 560px; border-radius: 50%; background: var(--grad); left: 50%; bottom: -420px; transform: translateX(-50%); box-shadow: 0 0 140px 30px rgba(255,106,61,0.35); z-index: -1; }
.cta h2 { font-size: clamp(2.5rem, 5.4vw, 4.6rem); font-weight: 900; color: var(--white); max-width: 13em; margin-inline: auto; }
.cta p { margin: 20px auto 34px; max-width: 32em; font-size: 1.15rem; }
.cta.dark { background: transparent; }

/* footer */
.site-footer { background: var(--navy); color: rgba(255,255,255,0.65); padding: 80px 0 30px; border-radius: 48px 48px 0 0; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 44px; }
.site-footer .brand-name { color: var(--white); }
.site-footer h2 { font-size: 1rem; font-weight: 700; color: var(--white); margin-bottom: 14px; letter-spacing: 0; }
.site-footer li { padding: 4px 0; }
.site-footer a:hover { color: var(--amber); }
.footer-lead { margin-top: 16px; max-width: 24em; }
.disclaimer { margin-top: 50px; font-size: 0.84rem; color: rgba(255,255,255,0.42); max-width: 70em; line-height: 1.6; }
.footer-bottom { margin-top: 24px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,0.12); display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; font-size: 0.9rem; }
.footer-bottom .credit { color: var(--amber); border-bottom: 1px solid currentColor; }
address { font-style: normal; }

.concept-tag { position: fixed; bottom: 16px; left: 16px; z-index: 40; direction: ltr; font: 600 0.74rem var(--sans); padding: 8px 16px; border-radius: 99px; background: var(--white); color: var(--ink-2); box-shadow: 0 10px 24px -12px rgba(11,22,51,0.45); transition: background 0.3s, color 0.3s; }
.concept-tag span { color: var(--orange); }
.concept-tag:hover { background: var(--navy); color: var(--white); }
.concept-tag:hover span { color: var(--amber); }
.menu-open .concept-tag { display: none; }

/* reveal */
.reveal { opacity: 0; transform: translateY(26px); transition: opacity 0.9s var(--ease), transform 0.9s var(--ease); }
.reveal.in { opacity: 1; transform: none; }
.d1 { transition-delay: 0.1s; } .d2 { transition-delay: 0.2s; } .d3 { transition-delay: 0.3s; } .d4 { transition-delay: 0.4s; }
.static .reveal { opacity: 1; transform: none; }
.static .sun, .static .card-main, .static .chip-card { animation: none; }
.static .spark .ln { animation: none; stroke-dashoffset: 0; }
.static .spark .ar { animation: none; opacity: 1; }

/* responsive */
@media (max-width: 1080px) {
  .hero .wrap, .planner, .split, .contact-grid, .svc-detail { grid-template-columns: 1fr; gap: 44px; }
  .svc-detail:nth-child(even) > .svc-media { order: 0; }
  .sec-head { grid-template-columns: 1fr; gap: 16px; }
  .why { grid-template-columns: 1fr 1fr; }
  .svc-grid { grid-template-columns: 1fr 1fr; }
  .svc.photo { grid-row: auto; min-height: 380px; }
  .advisors, .fees { grid-template-columns: 1fr 1fr; }
  .journey { grid-template-columns: 1fr 1fr; }
  .journey::before { display: none; }
  .figures { grid-template-columns: 1fr 1fr; }
  .principles { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .stack { max-width: 540px; width: 100%; margin-inline: auto; }
}
@media (max-width: 860px) {
  .site-header { inset: 10px 0 auto 0; }
  .menu-toggle { display: grid; place-items: center; width: 46px; height: 46px; border-radius: 50%; background: rgba(255,255,255,0.12); border: 0; color: var(--white); cursor: pointer; position: relative; z-index: 60; }
  .menu-toggle span { position: absolute; width: 20px; height: 2px; border-radius: 2px; background: currentColor; transition: transform 0.4s var(--ease); }
  .menu-toggle span:first-child { transform: translateY(-4px); }
  .menu-toggle span:last-child { transform: translateY(4px); }
  .menu-open .menu-toggle span:first-child { transform: rotate(45deg); }
  .menu-open .menu-toggle span:last-child { transform: rotate(-45deg); }
  .nav { position: fixed; inset: 0; background: var(--navy); color: var(--white); flex-direction: column; justify-content: center; align-items: flex-start; gap: 18px; padding: 40px 30px; font-size: 2.2rem; font-weight: 800; opacity: 0; visibility: hidden; transition: opacity 0.4s var(--ease), visibility 0.4s; z-index: 55; }
  .menu-open .nav { opacity: 1; visibility: visible; }
  .nav .btn { font-size: 1.05rem; margin-top: 12px; }
  .nav a[aria-current="page"]::after { display: none; }
  .section { padding: 84px 0; }
  .hero { padding: 120px 0 80px; border-radius: 0 0 32px 32px; }
  .stack { height: 500px; }
  .sun { width: 320px; height: 320px; }
  .card-main { inset: 64px 0 auto 0; padding: 22px 20px 16px; }
  .cm-value { font-size: 2.1rem; }
  .chip-1 { right: 6px; }
  .chip-2 { left: 4px; bottom: 10px; }
  .chip-3 { right: 10px; bottom: -50px; }
  .why, .svc-grid, .advisors, .fees, .journey { grid-template-columns: 1fr; }
  .why .big, .why .wide { grid-column: auto; grid-row: auto; }
  .why .big { min-height: 300px; }
  .planner-controls, .planner-out { padding: 30px 22px; }
  .form { grid-template-columns: 1fr; padding: 28px 20px; margin-top: -60px; }
  .feat { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .quote-band .wrap { padding: 54px 26px; border-radius: 32px; }
  .cta .wrap { padding: 64px 22px; border-radius: 32px; }
  .page-hero { padding: 140px 0 70px; border-radius: 0 0 32px 32px; }
  .svc-detail { padding: 14px; border-radius: 28px; }
  .figures { gap: 10px; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: 0.01ms !important; animation-iteration-count: 1 !important; transition-duration: 0.01ms !important; }
  .reveal { opacity: 1; transform: none; }
  .spark .ln { stroke-dashoffset: 0; }
  .spark .ar { opacity: 1; }
}

/* embedded in the letsBrand portfolio phone: no visible scrollbar */
html.embed { scrollbar-width: none; overscroll-behavior: contain; }
html.embed::-webkit-scrollbar, html.embed body::-webkit-scrollbar { display: none; width: 0; height: 0; }
html.embed .concept-tag { display: none; }